We’re on a mission to build an AI-curious community -- one where we can share knowledge and grow together. That goes for smart tech, too.

In this week’s edition we’re exploring ideas on:

•  Intelligent investing the AI-powered way

• Brainstorming with ChatGPT for Thanksgiving

• From drab to fab: AI’s remodel makeover

• The new, NEW AI-Coke

• Plus, AI in the news

Personal Finance

Attention, investors! Have you ever thought about steering your own stock picks? Or maybe you're into crafting and testing trading strategies?

Say hello to Pluto, your trusty investing sidekick.

Pluto is like the cool, older sibling of stock trading tools with a friendly layout and helpful prompts. You can even make direct trades (including AI-derived automations) right from the app.

How it works: Using natural language, Pluto can help you: 

• Demystify investing concepts ("What's behind those price changes?")

• Automate actions ("Buy Ford if Tesla misses the mark")

• Dig into company financial histories

• Serve up real-time market snapshots (“What's cooking with bank stocks?”)

• Narrow down stocks by key metrics (“P/E ratio less than 10?”)

• Keep you in the loop with market news (“What's the buzz in the stock world today?”)

• Run and re-balance test or real portfolios of stocks and/or ETFs

Read the fine print: There’s a free basic version to get you started. All that financial advice plus the ability to trade directly from the app comes at a fairly reasonable price --  the full range of features will cost you $8 per month.

Our take on it: You shouldn’t rely solely on AI, but it can be your go-to if you're the hands-on trader type looking for some AI-powered backup.

ChatGPT Chatter

Have you tried ChatGPT yet, the super popular AI-powered language model developed by OpenAI? We highly recommend taking the plunge and playing around with its human-like, conversational dialogue. ChatGPT-3.5 is the free version -- all you need is a login and password to sign up to give it a go!

Over the coming weeks and months, we’ll share tips and best practices on how to write ‘prompts’. It’s a bit of an art form, but once you get used to asking more specific, detailed questions rather than general ones, you’ll get even better answers.

How it works: The key is to think of ChatGPT as an ‘advisor’ rather than a fact-based search engine. Remember, it’s not a replacement for Google search, but trust us -- this super-charged chatbot’s value can be truly impressive once you get the hang of it.

ChatGPT is great for work-related tasks, but did you know it’s also a handy tool to spark creativity? This week, we asked GPT for some decorating ideas for our Thanksgiving table, with this prompt: “I want to make my Thanksgiving table décor really special this year with something that I can create myself. I don’t want to spend more than $50.00. Can you suggest some ideas?”

ChatGPT’s response: Absolutely! You can create beautiful and unique Thanksgiving table décor on a budget. Here are some ideas that won't cost you more than $50.00:

(ChatGPT offered 10 creative options. We’re listing the five best ones here):

1. Autumn Centerpiece with Mason Jars: Purchase some mason jars and fill them with seasonal items like small pumpkins, colorful leaves, acorns, or even a mix of fresh flowers. Arrange them in the center of the table.

2. Burlap Table Runner with Stenciled Designs: Purchase a burlap fabric roll and cut it to size for your table. Use stencils and fabric paint to add festive designs or messages.

3. Painted Gourds as Name Tags: Purchase small gourds and paint each one with a guest's name. These can serve as both a place card and a keepsake for your guests.

4. Cinnamon Stick Votive Holders: Secure cinnamon sticks around the outside of a glass votive holder using twine or ribbon. Place a tea light candle inside for a warm, fragrant touch.

5. Rustic Wreath Table Centerpiece: Create a wreath using twigs, pinecones, and artificial fall foliage. Place a pillar candle in the center for a warm and inviting centerpiece.

GPT’s parting shot: Remember, you can find many of these materials at craft stores, and some may even be found in nature. Don't be afraid to get creative and put your own spin on these ideas!

Interior Design

Thinking about updating a room in your house? AI is revolutionizing the field of interior design and taking DIY makeovers to a whole new level. Our team member, Lori, is in the middle of a major remodel so she had a little fun playing around with an AI-powered interior design tool called remodeled.ai.

How does it work? According to the website, remodeled.ai uses “advanced algorithms to analyze your room's dimensions, layout, and existing furniture.” Just upload an image of the room you want to remodel, then choose your style theme, color scheme, materials and more. Make sure your room is well-lit and not too cluttered for the best result.

Check out the ‘before’ image above of Lori’s original kitchen on the left vs. the image on the right with a ‘modern’ theme and neutral colors. We were amused by how the AI image added a double oven and stove top next to the sink without thinking through where the gas line was or an oven fan. Hmmmm … Still, it was fun to see how much a fresh coat of paint would brighten the space!

Take a test drive: You get five free image generations before you have to upgrade to the Pro version.

We also tried Decorify, Wayfair’s generative AI-powered design assistant. The difference here is when you upload an image of your room, you get seasonal looks as well new furniture and the option to instantly purchase Wayfair items. There’s a second feature where you can experiment with changing the layout of your room and get more creative results with an empty space. Lori uploaded an image of her empty living room and got a design that put her fireplace on an interior wall. Hmmmmm, again.

We’re not sure these AI consumer tools are ready for prime time, but they’re fun for creative inspiration.

A Taste of the Future

Using artificial intelligence (AI) in product development is becoming more common, allowing companies to speed up the process and ensure that their products resonate with today's unpredictable consumers.

Earlier this year, Becks Beer rolled out the world's first beer created with AI, which was chosen as the best flavor from millions of generated combinations.

The newest new Coke: Now get ready for Coca Cola’s Y3000. This limited-edition drink was co-created with human and artificial intelligence by understanding “how fans envision the future through emotions, aspirations, colors, flavors and more.” Early reviews point to less of an emphasis on flavor and more on mood.

Party trick: What will the world look like in the year 3000? Customers can scan a QR code on the packaging to reach the Coca-Cola Creations Hub, where they can create their own vision of the future in 977 years.

Cool gear: Coke also teamed up with the luxury streetwear brand Ambush to release a futuristic clothing collection.

AI in the News (in case you missed it)

• What is your cat thinking? AI can help decode feline behavior. Read here.

• OpenAI to launch AI marketplace where you can share and earn money with customized apps. Read here.

• CBS News launches new unit to combat AI-generated digital deception. Read here.

• The Beatles last song, "Then & Now” is released using AI. The amazing story behind the project is now a short film, watch here, or just go straight to the song.

• Can AI help make aviation safer? Read here.

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See you next week!

Here.Now.AI Editorial team: Lori, Justin, and Lisa